Financing with TECUMfinance is that simple.
Calculate your financing example. Quick and easy.
With our finance calculator, you can quickly and without obligation calculate the equipment your customers want and find out whether hire purchase or leasing is more suitable for them. This allows you to find a tailor-made financing solution for your customers‘ new equipment straight away.
The process at a glance.
Contrary to the widespread belief that financing is complicated and time-consuming, we can assure you that the effort required on your part is minimal. Since most of the processes are now carried out electronically – from calculation and application to signing with a digital signature – leasing or hire purchase enquiries are processed in no time at all, often within 24 hours.
Our guide shows the steps in detail:
Frequently asked questions, and the answers to them.
Additional revenue.
No administrative effort required; we only need your quote.
Complete transparency, as no cancellation is necessary and there is a fixed residual value, personalised advice.
The interest rates and monthly payments depend on various factors, such as the amount of the investment and the term selected. Of course, creditworthiness also plays a role. The interest rates offered by our partner banks are always competitive.
In both cases, ownership of the equipment is transferred to the customer at the end of the contract term.
With leasing, the customer can immediately claim the monthly instalments as operating costs for tax purposes.
Hire purchase is more like paying in instalments, and VAT must be paid in advance. Hire purchase is treated as a cash purchase for tax purposes.
For purchases valued at less than €10,000.00, a few minutes to a few hours.
We just need your purchase offer, including the customer’s contact details, and we’ll take care of the rest.
Financing is available for purchases with a value of €1,000.00 or more.
No, only commercial customers (freelancers or tradespeople) can obtain financing.
The business must have been in existence for at least one year. We now work with a partner bank that also finances start-ups under certain conditions. Simply forward us your offer. We will take care of the rest.
We will let you know as soon as we have received all the contract documents.
As soon as we have sent you an email with all the information about delivery/invoicing.
The residual value is the amount at which the equipment can be taken over at the end of the contract term. The residual value in our contracts is set at 5%.
A few weeks before the end of the contract, the customer receives a purchase offer from the partner bank. Once this amount has been paid, ownership of the equipment automatically transfers to the customer.
The statutory guarantee and warranty conditions apply in principle.